“When we hear, ‘Your faith has saved you,’ we do not understand Him to say absolutely that those who have believed in any way whatever will be saved. For works must also follow.  But it was to the Jews alone that He spoke this utterance.  Those persons were Jews who kept the Law and lived blamelessly.  All they lacked was faith in the Lord.  No one, then, can be a believer and at the same time be licentious.”